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Wine spending: Sober tips to consider

For the average Jose, wine and liquor stores are alien territory. Shooing away many novices is the thought of a snobbish wine specialist who would raise an eyebrow as they struggle with labels printed in foreign languages. But that’s not always true.

By Raymond Calbay, MoneySense magazine 11/20/2009 8:47 PM


5 questions you should ask before investing in UITFs

Sure, they have gotten some bad rap but don’t count Unit Investment Trust Funds (UITFs) out yet. They can form a good part of your investment portfolio. Certainly, with more than 80 funds in the market, there are a lot more UITFs than mutual funds to choose from—more than double in fact.

By Ruth M. Floresca, MoneySense magazine 11/09/2009 3:59 PM


6 factors to consider in the beauty business

Beauty clinics make sometimes outlandish promises to transform you into the prettiest, slimmest, or whitest creature to ever walk this planet. But before you enter the Promise Land, consider these important factors.

By Lynda C. Corpuz, MoneySense magazine 10/17/2009 12:12 AM


Make the most of your HMO plan

Health is wealth, especially when medical expenses can single-handedly empty out your savings or put you in debt. A smart safeguard from the financial pitfalls of bearing the brunt of your doctor’s prescription is investing in an health maintenance organization (HMO) plan. 

By Raymond Calbay, MoneySense magazine 10/04/2009 10:45 PM


10 ways to save on hospital bills

Do you feel hospitalization costs are out of whack? Here are three areas you can control.

By Carlos Gonzales, MoneySense magazine 09/21/2009 11:03 PM


How to choose the right cell phone plan (Part 2)

Before enjoying all the benefits of mobile phone services however, one must first choose a phone suited to one’s requirements.

By Ruth M. Floresca, MoneySense magazine 07/28/2009 7:19 PM


How to choose the right cell phone plan (Part 1)

In any case, you will find yourself so bombarded with confusing subscription plans, never-ending promos, and enticing new services that you don’t even know where to start. To make things easier for you, there are certain decision points you  have to go through. Follow these steps and you’ll make a much more informed decision.

By Ruth M. Floresca, MoneySense magazine 06/20/2009 11:56 AM


Five key factors when shopping for flat screen TV

Buying a flat panel TV can be a bewildering expe­rience. Salesmen will pitch all sorts of acronyms and numbers that can give anyone a splitting migraine, when all you really want is a nice big TV. Here’s all you need to know.

By Carlos Gonzales, MoneySense magazine 06/13/2009 12:13 PM


10 ways to save on your mortgage

Often, you end up paying more in interest than the amount of the loan, or principal, itself. So if keeping your total costs down is more important to you, here are tips to cut down on your mortgage expenses.

By Heinz Bulos, MoneySense magazine 06/06/2009 4:15 PM


Points to ponder in preparing your dream house

Preparation for future homeowners is almost like planning for a wedding. It can be time-consuming and demanding, but not unman­ageable. A great deal of time should be spent on planning and research.

By Arch. Boyet Tejuco, MoneySense magazine 05/30/2009 12:16 PM


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